Skip to main content

Credit Score vs. Health Score

Your credit score tells lenders how good you are at paying back debt. Your Financial Health Score tells you how secure your overall financial life is.

A health score factors in your emergency fund, debt-to-income ratio, savings rate, and progress toward goals—giving you a complete picture.

How to improve your score

Improving your health score starts with visibility. Using AI-driven platforms to track your net worth and cash flow helps you identify leaks.

Focus on building a 6-month emergency buffer and eliminating high-interest debt to see the most significant jumps in your financial resilience.

Read the full article on Medium or explore more on the Arivo blog.

Continue on Medium